The Personal Finance Calculator : How to Calculate the Most Important Financial Decisions in Your Life

Today's most clear-cut guide for understanding and making everyday financial decisions Is it better to buy or lease a car? How does one calculate an investment return? For that matter, what exactly is an investment return? The Personal Finance Calculator provides noncomplex tools and calculations for assessing current personal wealth, determining how much debt is too much debt, understanding credit card interest rates, and more. Written by Esme Faerber, a McGraw-Hill author renowned for simplifying complex finance topics and explaining their use, this clear, concise book explains simple steps for getting one's financial life in order and saving money over both the short and long term. Readers will learn how to: Keep investment costs from undercutting overall returns Use the popular "Rule of 72" to estimate investment growth Determine how much money they will need for retirement

The no-nonsense guide to making the best financial decisions, from buying a car to saving for retirement

The first step in building financial security is to get a handle on your personal finances—from credit card balances and car payments to savings and investment plans. The Personal Finance Calculator is designed to help you do just that. This one-of-a-kind guidebook gives you the information and resources you need to manage all of your personal and family money matters by showing you how to make each financial decision intelligent and cost effective.

Let The Personal Finance Calculator give you the tools you need to:

• Formulate a realistic budget
• Cut interest expense on—or eliminate—credit card payments
• Save money on your taxes
• Determine whether you should refinance your mortgage
• Know whether it is best to buy or lease a car
• Eliminate the tax-time confusion of buying and selling mutual funds
• Calculate and invest for your retirement financial needs
• And much more

To ensure having enough money tomorrow, you must begin to cut unnecessary expenses today. Let the fifty-nine clear, concise, and carefully selected rules in The Personal Finance Calculator help you get your financial house in order by providing you with at-a-glance answers to hundreds of everyday financial questions.

Esme Faerber, C.P.A. is professor of business and accounting at Rosemont College. She is the author of numerous popular books for individual investors, including All About Stocks and All About Bonds, and Bond Mutual Funds.

Designed to help with making the everyday financial decisions that confront most people, this book offers noncomplex tools & calculations for assessing current personal wealth, determining how much debt is too much, understanding credit card interest rates, & much more. The no-nonsense guide to making the best financial decisions, from buying a car to saving for retirement The first step in building financial security is to get a handle on your personal finances--from credit card balances and car payments to savings and investment plans. The Personal Finance Calculator is designed to help you do just that. This one-of-a-kind guidebook gives you the information and resources you need to manage all of your personal and family money matters by showing you how to make each financial decision intelligent and cost effective. Let The Personal Finance Calculator give you the tools you need to: Formulate a realistic budget Cut interest expense on--or eliminate--credit card payments Save money on your taxes Determine whether you should refinance your mortgage Know whether it is best to buy or lease a car Eliminate the tax-time confusion of buying and selling mutual funds Calculate and invest for your retirement financial needs And much more To ensure having enough money tomorrow, you must begin to cut unnecessary expenses today. Let the fifty-nine clear, concise, and carefully selected rules in The Personal Finance Calculator help you get your financial house in order by providing you with at-a-glance answers to hundreds of everyday financial questions Is it better to buy or lease a car? How does one calculate an investment return? This guide covers calculations for assessing current personal wealth, determining how much debt is too much debt, and understanding credit card interest rates NET WORTH IS SYNONYMOUS WITH your wealth at a single point in time.