The personal bankruptcy answer book : practical answers to more than 175 questions on bankruptcy

Take the guesswork out of bankruptcy. The Personal Bankruptcy Answer Book answers the most common questions people facing personal bankruptcy have. Whether you are considering a Chapter 7, 11, 12, or 13 bankruptcy, or have already declared bankruptcy, this book will make the entire process less intimidating and scary. Some of the questions it answers includes: Can a creditor put you in jail if you don't pay your bills? What is the difference between a secured debt and an unsecured debt? a Can I get rid of my student loans by declaring bankruptcy? How long does it take to declare bankruptcy? Will I ever be able to build good credit again? Title Page ......Page 2 Copyright Page ......Page 3 Table of Contents ......Page 4 Part I: Background Information......Page 6 Section 1: The Economic Environment Today ......Page 8 Section 2: The Effect on the Individual......Page 14 Section 3: The Dangers of Past Due Debts and the Collection Process......Page 20 Section 4: Budgets for Hard Times and Bankruptcy......Page 32 Section 5: Taking a Financial Inventory......Page 40 Section 6: Traps and Mistakes to Avoid When You Have Money Problems......Page 56 Section 7: What Will I Lose?......Page 66 Section 8: Alternatives to Bankruptcy......Page 76 Section 9: Myths about Debt and Bankruptcy......Page 86 Section 10: Overview of Bankruptcy and How It Works......Page 100 Section 11: Consumer Bankruptcy Concepts......Page 106 Section 12: The Dos and Don’ts of Filing for Bankruptcy......Page 114 Part II: Types of Bankruptcy......Page 120 Section 13: Chapter 7 Bankruptcy......Page 122 Section 14: Chapter 11 Bankruptcy......Page 132 Section 15: Chapter 13 Bankruptcy......Page 138 Section 16: Post-Filing Issues......Page 146 Section 17: Post-Filing Steps and Problems in Chapter 7......Page 150 Section 18: Rebuilding Credit......Page 154 Glossary......Page 176 Appendix A: Federal and State-Specific Bankruptcy Exemptions......Page 188 Appendix B: Consumer Credit Counseling Services......Page 214 Index......Page 280 About the Authors......Page 288

take The Guesswork Out Of Bankruptcy.

the Personal Bankruptcy Answer Book Answers The Most Common Questions People Facing Personal Bankruptcy Have.

Presents an answer guide to the most common questions people have when facing personal bankruptcy