the New Retirement : The Ultimate Guide to the Rest of Your Life.

Craft your complete retirement plan with help from this straightforward and robust blueprint In the newly revised Third Edition of The New Retirement: The Ultimate Guide to the Rest of Your Life, best-selling and award-winning retirement author Jan Cullinane delivers an organized, engaging, and holistic treatment of retirement planning. With extensive updates and additions throughout, the book includes surveys, questionnaires, and worksheets to help readers understand and apply the critical steps affecting retirement planning. In this book, you'll also find: Fresh and informative examples from real people about all aspects of their retirement journey, from savings and tax issues to location selection to second careers/remote work, and leaving a legacy Thorough explorations of niche retirement lifestyles, established locations, and new retirement communities Discussions of critical issues affecting potential and current retirees, including health, relationships, politics, climate, demographics, and workingPerfect for anyone contemplating full or phased retirement, as well as for those who are already retired, The New Retirement, 3rd edition, is an invaluable handbook for planning the penultimate chapter of your life. Cover Title Page Copyright Page Contents Foreword Acknowledgments Introduction Chapter 1 What Makes Retirement Successful? A Brief Retirement History The “New” Retirement Expectations versus Reality Working and Sense of Self Why People Decide to Retire Retirement Timing for Couples: Same Time or Staggered Times? Single and/or a Solo Ager? Where to Retire Retirement and Lifespan Six Secrets for a Successful Retirement Secret 1: Have Something to Wake Up For Secret 2: Renegotiate Roles/Cultivate Resilience Secret 3: Have Strong Social Support Secret 4: Have a Healthy Body and Mind Secret 5: Have a Strong Financial Plan Secret 6: Have a Purpose Retirees’ Regrets Lessons from the Pandemic Just for Fun More Resources Books Websites (General) Websites (Targeted to Women) Podcasts Chapter 2 168 Hours a Week Lifelong Learning In-Person Learning Online (Free) MOOCS (Free) Masterclass ($180/year) Volunteering Learn New Things/Hone Old Skills More Resources Books Websites Chapter 3 Working in Retirement: It’s Not an Oxymoron Where the Jobs Are/Will Be AARP Recommendations for Part-Time Jobs for Retirees Companies That Welcome Mature Workers Start Your Own Business – Know the Five Ps Additional Suggestions Online Sites to Sell Your Stuff/List Your Skills Real Estate Education Direct Sales Seasonal/Temporary Work Peace Corps Volunteer Work from Home Customer Service/Virtual Assistant Jobs Work Part Time with Health Benefits and/or Other Perks Networking and Resumes and Interviews Core Pursuits More Resources Books Websites Chapter 4 What and Where Is Home? Reasons to Stay Put . . . or Not What We Can Learn from the 2020 U.S. Census What Makes a Place Ideal? Second Homes International Relocation What Do People Want in a Retirement Location? Narrowing (or Expanding) the Possibilities Food for Thought Aging-in-Place Checklist More Resources Books Websites (Where Should You Retire?) Websites (General) Chapter 5 Locations, Locations, Locations Low Cost of Living (U.S.) Low Cost of Living on Steroids: Places That Pay You to Move There Best Places for Active Retirees (2021) Best Places to Retire Lists 2021 (U.S.) Best Places to Retire Internationally (2021) “Niche” Lifestyles More Resources Books/Magazines Websites Chapter 6 Forever Young Nature (Genetics) versus Nurture (Environment) Epigenetics Telomeres Mitochondria SHIELD for Our Bodies, Minds, and Spirits Where to Exercise Alzheimer’s Is There a “Best” Way to Eat? Can We “Trick” Ourselves into Better Eating? Easy “Food Hacks” for Eating Less/Better Be Aware Senior Exams (or, tests you can’t study for. . .) A Somewhat Comforting Thought The Financial Benefits of Becoming/Staying Healthy More Resources Books Websites Chapter 7 Dollars and Sense Retirement by the Numbers: Basic Cheat Sheet for Being Prepared Expenses in Retirement Don’t Forget About Inflation Don’t Ignore the Cost of Healthcare Long-Term Care Insurance Saving for Retirement You Might Want to Use a Financial Advisor Funding Your Retirement Social Security Pensions and Defined Contribution Retirement Accounts Pensions Using Insurance as an Alternative to Electing a Joint and Survivor Benefit from a Pension Plan Defined Contribution Accounts “Lost” Retirement Accounts Working in Retirement Investments Investment of Short-Term Cash Investing in Stocks and Bonds Mutual Funds and Exchange-Traded Funds Annuities Reverse Mortgages More Resources Books Websites Podcasts Quizzes Chapter 8 The Taxman Cometh Sell Your Home and Avoid Income Tax on the Gain Other Home-Selling Issues Don’t Forget the Impact of State Taxes When Deciding Where You Want to Live Tax Freedom Day What If You Purchase a Second Home? Will You Be Taxed on Your Social Security Income? Taking Distributions from Your Retirement Accounts A Word About Estate and Inheritance Taxes More Resources Books Helpful IRS Publications (Find these at www.irs.gov) Chapter 9 Money Saving Tricks and Tips More Resources Books Websites Chapter 10 The Final Chapter Regrets Tom Sawyer, Steve Jobs, and Eulogies Values and Purpose Retirement Re-Do Put Your Money Where Your Values and Purpose Are Ethical Wills/Legacy Letters/Forever Letters Wills, Advance Directives, Funeral Preplanning: The Nitty-Gritty More Resources Books Websites References About the Author Index EULA "Filled with anecdotes and case studies, and organized in a highly effective format with surveys, questionnaires, and worksheets, this comprehensive book covers every aspect of planning an ideal retirement. Each chapter will be completely revised and updated, reflecting changing demographics, the newest scientific research affecting retirees' health and happiness, updated tax and financial information, and fresh and informative stories from real people about all aspects of their journey. Important issues such as politics, climate, changing demographics, and how the ability to work remotely is altering the retirement landscape are addressed. Specific examples of new communities, established locations, and niche retirement lifestyles are explored. The financial aspects of retirement will be completely updated, including how taxes affect your retirement, and how to ensure your money lasts as long as you do."-- Provided by publisher