ماشین‌حساب جیبی مدیر: راهنمای سریع فرمول‌ها و نسبت‌های ضروری کسب‌وکار

Your success or failure is reflected in one number: the bottom line. So you'd better get a handle on the numbers that influence it. The Manager's Pocket Calculator gives you the essentials of budgeting and forecasting, financial analysis, reporting, interest and rate-of-return calculation, statistics, and more. Not just an overview, the book contains more than 100 formulas and ratios with numerical examples, spreadsheet entries, and step-by-step calculations. The Manager's Pocket Calculator trains you in the application of mission-critical business fundamentals, better preparing you to: • Create and justify budgets • Excel in planning meetings concerning financial performance • Craft reports and presentations demonstrating financial outcomes • Communicate with internal and external accounting, auditing and other financial entities An indispensable, everyday business tool, The Manager's Pocket Calculator makes you more than a manager. It makes you a powerful architect of your organization's financial stability. Contents......Page 6 INTRODUCTION: The Basic Problem with Numbers......Page 10 CHAPTER 1: Compound Interest: The Power of Money......Page 18 Time Value of Money: The Concept......Page 19 Accumulated Value of a Series of Deposits......Page 36 Looking Ahead......Page 39 CHAPTER 2: Present Value and Sinking Funds......Page 40 Present Value of a Single Deposit......Page 41 Sinking Fund Payments and Present Value per Period......Page 44 Loan Amortization......Page 48 Reading Loan Amortization Tables......Page 55 Annual Percentage Rate......Page 61 Looking Ahead......Page 62 Return on Revenue and Equity......Page 63 Cash Return and Cash Flow......Page 70 Returns on Purchases and Sales......Page 75 Investment-Based Returns......Page 78 Annualized Return......Page 82 Looking Ahead......Page 84 Hidden Costs......Page 85 The Inflation Effect......Page 90 Taxes in the Profitability Equation......Page 93 Breakeven Calculations: Inflation and Taxes......Page 96 Calculating Cash Flow......Page 100 Looking Ahead......Page 103 Balance Sheet Basics......Page 104 Working Capital Ratios......Page 108 Ratios Showing Management of Working Capital......Page 111 Capitalization Ratios......Page 116 Combined Ratios......Page 122 Looking Ahead......Page 125 CHAPTER 6: Financial Reporting Formulas: The Income Statement......Page 126 Income Statement Basics......Page 128 Dollar and Percentage Reporting......Page 132 Cost of Goods Sold Relationships......Page 138 Revenue and Profitability Trends......Page 142 Core Earnings......Page 144 Looking Ahead......Page 145 CHAPTER 7: Depreciation Calculations......Page 147 Basic Depreciation Rules......Page 148 Straight-Line and Declining Balance Depreciation......Page 149 Class Lives and Recovery Periods......Page 153 Depreciation Calculations for Real Estate......Page 157 Home Office Depreciation......Page 162 Amortization......Page 164 Looking Ahead......Page 166 CHAPTER 8: Bringing Reports to Life: Powerful Arguments with the Numbers......Page 167 Picking Your Report Format......Page 168 Narrative Sections......Page 170 Financial Sections......Page 175 Combining Narrative and Financial Content......Page 178 Graphics in Reports......Page 181 Looking Ahead......Page 183 CHAPTER 9: Budgeting Calculations: Assumptions and Prorations......Page 185 Documenting Your Assumptions......Page 186 Addressing the Expense Issues......Page 189 Prorating Expense Estimates......Page 192 Calculating Variances......Page 194 Revising Budgets......Page 197 The Nature of Revenue Forecasts......Page 199 Looking Ahead......Page 202 Management Application of Statistics......Page 203 Statistical Averages......Page 207 Dispersion, Variance, and Deviation......Page 213 Accuracy in Statistics......Page 219 Looking Ahead......Page 223 Addition Shortcuts......Page 224 Subtraction Shortcuts......Page 228 Logical Rules......Page 231 Multiplication Shortcuts......Page 233 Division Shortcuts......Page 242 Looking Ahead......Page 243 Conversion......Page 244 Measurements......Page 253 Time Shortcuts......Page 258 APPENDIX: Summary of Formulas......Page 262 E......Page 286 R......Page 287 W......Page 288

As a manager, you're called upon all the time to justify budgets, estimate returns, prepare forecasts, and many more tasks that boil down to hard numbers. And although you might be good with the concepts behind these critical management roles, what about the math itself? If you're not working with the numbers, you're only doing half your job-and you may be seriously hampering your career.

But you can transform yourself from a competent manager into an invaluable and irreplaceable business asset almost overnight with The Manager's Pocket Calculator. Prepared specifically for managers in non-finance departments and roles, this potentially career-saving tool helps you perform what might be the most important facet of your job: the specific application of formulas and ratios to the management decisions you make every day. The Manager's Pocket Calculator contains more than 100 of these formulas, complete with step-by-step instructions and clear examples, for use in:

Preparing and justifying departmental budgets

Explaining variances

Determining financial requirements and analyzing performance

Preparing financial reports and presentations demonstrating financial outcomes and estimates based on analysis of current processes, proposed expansion, cost-cutting projects, and other potential parameters

Communicating with accounting, auditing and other financial experts both internally and externally on financial matters

And much more

These days, your success as a manager boils down to the reality of one number: the bottom line. If you want a better understanding of (and real skill with) the numbers that influence it, you'll find The Manager's Pocket Calculator a practical and indispensable tool for every management decision you make.

Compound interest, the power of money Present value and sinking funds Rates of return Calculating breakeven and after-tax profit Financial reporting formulas : the balance sheet Financial reporting formulas : the income statement Depreciation calculations Bringing reports to life : powerful arguments with the numbers Budgeting calculations : assumptions and pro-rations Statistics for effective reporting Incredible math shortcuts Incredible conversion, measurement and time shortcuts.