The 5 Money Conversations to Have with Your Kids at Every Age and Stage

Raise your hand if your parents had "the talk" with you. No, not that talk. We mean the money talk. Money affects you and your kids every day. Now there's a way to talk about money in a way that actually brings your family closer. With two kids of our own, we suspect our parenting goals are likely the same as yours#8212;no spoiled brats, no crippling debt, and kids who know a dollar actually takes work. That's why we wrote this book. The 5 Money Conversations to Have with Your Kids at Every Age and Stage offers practical advice for dealing with three age groups (5#8211;12, 13#8211;17, and 18 and beyond). It is the parenting "how to" book you don't want to live without. Conquer the 5 toughest money conversations to have with your kids Discover your kids' Money Personalities by taking the age-based Money Personalities Assessment (access code included inside) Learn their Money Languages so you can be heard We give you relationship secrets, share our experiences, and make it fun. Whether your kids are 5 or 25, this book will change the course of your family forever! "To teach a child about money, you must first know his or her Money Personality. Your Money Relationship with your kids has nothing to do with how much you spend on them. It has nothing to do with how much you've saved for college or the allowance you give. It has nothing to do with how much debt you have or how much you've invested. Those are your financial arrangements, and this book is not going to spend much time discussing those. Instead, it's going to dig into what really makes or breaks a family in any area: relationships. After all, you can have a great budget, a healthy college fund, a great system for doling out allowances, but if you are constantly bickering with your kids about their spending, missing out on making memories now in order to fund their futures, well, you've hit the wrong target. You might have a solid financial future, but you'll have a family that can barely be in a room together without fighting. That's why this book is going to focus on the Money Personality relationship between you and your kids. Is your child a Spender? What does this mean for him at age 5? 12? 18? Or perhaps she is a Saver, Risk Taker, or even a Flyer? Will the same money conversations work with each different personality? Of course not. And understanding how to navigate these different personalities will be the best advice you've ever received on training up your children in the way they should go"-- Provided by publisher Scott and Bethany Palmer, The Money Couple, bring their unique understanding of personality analysis to educating children about money. Readers learn how to help their children, ages five to twenty-five, think about and manage money and relationships