The 30-Minute Money Plan for Moms : How to Maximize Your Family Budget in Minimal Time

Financial expert Catey Hill shows moms how to spend less and save big in this savvy guide where each step is designed to take 30 minutes max. Let's face it, kids are expensive — in 24 states, daycare actually costs more than in-state college tuition! And the older kids get, the more you will spend. Every mom could use more money. But who has hours to search for coupons just to save a few dollars? And sure, you know you should learn how to get the most of your 401k, but when will you possibly find the time? Luckily, financial expert Catey Hill has created smart, simple strategies to help you maximize your money in minimal time (yes, even your 401k). Drawing on extensive research and exclusive studies on the actual cost of raising a child at each age, she'll show you how to save in each area of your life, including practical tips on: Shopping second-hand vs. what to buy new and where Lowering your grocery bill (without coupons!) Building up a college fund Dealing with high interest credit card debt Saving on insurance Best of all, these tips are designed to be done in less than half an hour, and the few things that might take a little longer are broken down in 30-minute segments. Catey will even guide you through a one-time five-step process that will allow you to manage all your bills, keep an eye on the family budget, and build savings for that dream family vacation in just 30 minutes a week, so you can stress less and enjoy your life more!"A handy resource for any parent trying to figure out how to balance a family budget." — Soledad O'Brien, anchor of Matter of Fact with Soledad O'Brien "An indispensable guide for parents who want to gain control of their finances." — Elizabeth Willard Thames, author of Meet the Frugalwoods "A handy resource for any parent trying to figure out how to balance a family budget." - Soledad O'Brien, anchor of Matter of Fact with Soledad O'Brien "An indispensable guide for parents who want to gain control of their finances." - Elizabeth Willard Thames, author of Meet the Frugalwoods Financial expert Catey Hill shows moms how to spend less and save big in this savvy guide where each step is designed to take 30 minutes max. Let's face it, kids are expensive—in 24 states, daycare actually costs more than in-state college tuition! And the older kids get, the more you will spend. Every mom could use more money. But who has hours to search for coupons just to save a few dollars? And sure, you know you should learn how to get the most of your 401k, but when will you possibly find the time? Luckily, financial expert Catey Hill has created smart, simple strategies to help you maximize your money in minimal time (yes, even your 401k). Drawing on extensive research and exclusive studies on the actual cost of raising a child at each age, she'll show you how to save in each area of your life, including practical tips on: Shopping second-hand vs. what to buy new and where Lowering your grocery bill (without coupons!) Building up a college fund Dealing with high interest credit card debt Saving on insurance Best of all, these tips are designed to be done in less than half an hour, and the few things that might take a little longer are broken down in 30-minute segments. Catey will even guide you through a one-time five-step process that will allow you to manage all your bills, keep an eye on the family budget, and build savings for that dream family vacation in just 30 minutes a week, so you can stress less and enjoy your life more! Part I: How to save money without losing your mind What is costs to raise your kids each year Food : super supermarket saving Housing : home sweet (affordable) home Clothing : dress for less Childcare : picking and paying for daycare and babysitters Transportation : driving toward savings Education : a smarter way to pay for school and college Health care : the (financially) healthy way to get and stay well Vacation : get away deals Saving on everything else Part II: A mom's guide to getting her finances under control in 30 minutes a week You don't have to be an investing whiz to build a solid nest egg The smart way to manage your basic living costs An easy guide to paying down debt Getting the right insurance (and other ways to protect your family) Building up your emergency savings Saving for periods of financial freedom (and eventual retirement) Managing all your money in just 30 minutes a week When mama gets hers : maximizing your "gravy" money Saving for the fun stuff (and getting a raise while you're at it!). "...Catey Hill has created smart, simple strategies to help you maximize your money in minimal time. Drawing on extensive research on the actual cost of raising a child at each age, she'll show you how to save in every area of your life, from lowering your grocery bill (without coupons!), to saving on education and childcare, to dealing with high-interest credit card debt, and more. And she'll show you how to do all that in less than half an hour."--Page 4 of cover. Financial expert Catey Hill shows moms how to save thousands of dollars by creating a manageable family budget in only 30 minutes a week.