سرمایه‌گذاری هوشمند در املاک: راه‌هایی برای بهره‌وری بیشتر از سرمایه‌گذاری در املاک مسکونی، ویرایش سوم

The property market can seem like a maze, especially for first time home owners. Luckily this invaluable guide is here to help. Now extensively revised throughout, this best-selling book tells how to invest more smartly through insider tips, outlining common mistakes and ways to avoid them, and finding the best locations to live. From selecting the best possible property in terms of purchase price, to understanding when and how to negotiate with financial institutions to get the most advantageous loan and recognizing your own attitudes to risk and reward, this manual has all anyone needs to know about buying their first home. It also includes a section on understanding how the government uses the tax system to encourage wealth creation within specific guidelines, how it penalizes attempts at wealth creation that move outside those guidelines, and how this information can be used to ultimately benefit any home buyers aim. Making a profit from investing in residential property is not the surefire success it's cracked up to be. This 3rd edition of a successful book spells out the pitfalls to avoid when investing in residential property and tells you how to make smarter investments in these properties.The property market can seem like a maze, especially if you're thinking of buying a home for the first time. Investing in property is not the sure route to success and profit it once was - you now have to be smarter to make your investment in residential property perform well and not drag you down.Now extensively revised throughout, this bestselling book tells you how to invest smarter by:• selecting the best possible property in terms of purchase price, ongoing costs and potential for capital gain; • understanding when and how to negotiate with financial institutions to get the most advantageous loan; • recognising your own attitudes to risk and reward; • understanding how the government uses the tax system to encourage wealth creation within specific guidelines, and how it penalises attempts at wealth creation that move outside those guidelines; • building a team of experts around you, each of whom is indebted to you; • being aware of the most common mistakes people can make when they buy a home;• analysing the advantages and disadvantages of investing in different types of property; • finding the'hot'suburbs; • understanding the impact of the GST and whether you should register. Part Title......Page 1 Title Page......Page 3 Contents......Page 5 Tables and figures......Page 8 Acknowledgements and disclaimer......Page 10 Glossary......Page 12 Introduction......Page 27 Section I: Are you motivated?......Page 31 1 Why property?......Page 33 2 Guru peril: Separating motivation from information......Page 55 Section II: Research......Page 61 3 The broad canvas......Page 63 4 Location, location, location......Page 79 5 The CBD sonic boom......Page 93 6 Down to the dirt: Assessing specific properties......Page 103 Section III: Costs......Page 119 7 Can I afford to buy it?......Page 121 8 Can I afford to keep it?......Page 136 Section IV: Your Money......Page 165 9 A rate of considerable interest......Page 167 10 A loan together......Page 188 11 Raiders of the home equity......Page 213 Section V: It's tax that lubricates the machine......Page 219 12 What the taxman giveth......Page 221 13 What the taxman taketh......Page 245 Section VI: Preparing to buy......Page 259 14 Choosing a lender......Page 261 15 Putting a team together......Page 271 16 In whose name?......Page 281 Section VII: Strategies......Page 289 17 Alternatives to meat-and-three-veg investing......Page 291 18 Designing your strategy......Page 310 Contacts, websites and further research......Page 326 Index......Page 339 "The property market can seem like a maze, especially if you're thinking of buying a home for the first time. Investing in property is not the sure route to success and profit it once was - you now have to be smarter to make your investment in residential property perform well and not drag you down. Now extensively revised throughout, this bestselling book tells you how to invest smarter by: * selecting the best possible property in terms of purchase price, ongoing costs and potential for capital gain; * understanding when and how to negotiate with financial institutions to get the most advantageous loan; * recognising your own attitudes to risk and reward; * understanding how the government uses the tax system to encourage wealth creation within specific guidelines, and how it penalises attempts at wealth creation that move outside those guidelines; * building a team of experts around you, each of whom is indebted to you; * being aware of the most common mistakes people can make when they buy a home; * analysing the advantages and disadvantages of investing in different types of property; * finding the 'hot' suburbs; * understanding the impact of the GST and whether you should register."--Provided by publisher