Retire on Less Than You Think, Revised Edition: The New York Times Guide to Planning Your Financial Future

**The bestselling, hands-on retirement guide from Fred Brock, thoroughly updated and expanded for in-depth advice on housing assets, health-care options, and more** With __Retire on Less Than You Think__, Fred Brock challenged the conventional wisdom on the real costs of retirement— and it struck a chord with Americans. Now, as mutual-fund investments continue to be a roller coaster, Brock updates his indispensable advice on finding asset streams, working during retirement, maximizing your health insurance, and choosing a community and housing to show how to - manage the quicksand of the housing market (your best asset) - pay for the spiraling costs of prescription drugs - discover new cost-cutting savings - plan for shifts over time in your financial goals Boasting expanded resource lists and worksheets, __Retire on Less Than You Think__ is the best guide available for making your retirement dreams a reality.

The bestselling, hands-on retirement guide from Fred Brock, thoroughly updated and expanded for in-depth advice on housing assets, health-care options, and more

Library Journal

Brock writes the "Seniority" column for the New York Times and has expanded the ideas from his columns into this book. He answers the main question from his readers, "Can I afford to retire?" with reassurance that you can retire with less money than you might think. He disputes the conventional wisdom that you must save 70-80 percent of your pre-retirement income in order to maintain your standard of living in retirement. The first part of the book analyzes specific retirement situations and covers details such as living location, fixed expenses, health insurance, and more. The author spends a good portion of the book outlining how you cut back on expenses and therefore increase income. The number one suggestion is to consider lowering your cost of living expenses by moving to a cheaper area. The latter part of the book advises on how to analyze your assets and what to do about health insurance as you get older. Social Security is covered in one chapter, and a number of useful work sheets end the book. This straightforward, practical, and clearly written book is recommended for all collections.-Stacey Marien, American Univ., Washington, DC Copyright 2004 Reed Business Information.

The bestselling, hands-on retirement guide from Fred Brock, thoroughly updated and expanded for in-depth advice on housing assets, health-care options, and more

With Retire on Less Than You Think, Fred Brock challenged the conventional wisdom on the real costs of retirement— and it struck a chord with Americans. Now, as mutual-fund investments continue to be a roller coaster, Brock updates his indispensable advice on finding asset streams, working during retirement, maximizing your health insurance, and choosing a community and housing to show how to

• manage the quicksand of the housing market (your best asset)
• pay for the spiraling costs of prescription drugs
• discover new cost-cutting savings
• plan for shifts over time in your financial goals

Boasting expanded resource lists and worksheets, Retire on Less Than You Think is the best guide available for making your retirement
dreams a reality.

Do you really want to retire? What the experts say you need versus what you really need Cutting back and simplifying your life Where will you live? Key no. 1: your house Key no. 2: your health insurance Key no. 3: your unexpected assets Social Security: count on it Putting it all together. From the "New York Times" retirement expert, comes an authoritative resource for successfully assessing and tackling the real costs and challenges of retirement