Plunkett's Banking, Mortgages & Credit Industry Almanac 2009 : The Only Comprehensive Guide to the Banking Industry

The lending industry is comprised of a wide variety of sectors, such as banking, credit cards, mortgages, leasing and consumer finance. Many of these sectors have interconnections and synergies. In addition, a large number of related services and technologies have a major influence on the lending and credit business. These services include e-commerce, credit risk analysis, call centers and information technologies. Rapid changes have taken place in lending in recent years. For example, large amounts of business and consumer debt are now syndicated or securitized. Meanwhile, non-bank firms, such as GE, have become immense competitors in the lending arena, and international acquisitions are shaping up the globalized banking industry of the near future. This carefully-researched book (which includes a database of leading companies on CD-ROM) is a banking, credit and mortgages market research and business intelligence tool-- everything you need to know about the business of banking, credit cards, mortgages and lending, including: Money center banks; Regional banks; Savings associations; Globalization of the banking and lending industries, including our profiles of nearly 350 of the world's leading international banking firms; Mortgage banking and brokerage; Home equity loans; Credit cards; Lending and other services provided by non-bank enterprises; Significant trends in banking and lending technologies; Risk analysis, payment processing, call centers and other support services; Online banking trends; ATM trends and technologies; Banking industry software. Cover CONTENTS Glossary INTRODUCTION HOW TO USE THIS BOOK Chapter 1 Introduction to the Banking, Mortgages & Credit Industry Nationalization of Banks Worldwide Giant Mergers Change the Face of Global Banking U.S. Government Seizes Fannie Mae and Freddie Mac Banks Adopt Sophisticated Technology and Retail Perks to Attract Customers Banks Vie for Previously Underserved Markets and Focus on Hispanics Japan8217;s Parliament Agrees to Privatize the Japan Post8212;One of the World8217;s Largest Financial Services Organizations China8217;s Banking Market Loomed Large But May Slow in a Tight Economy India8217;s Banking Restrictions Slow Foreign Investment ATMs Evolve from Cash-Dispensing Machines into Financial Services Depots Credit Default Swaps (CDS) Soar into the Trillions of Dollars Banks See Growth in Online Services Credit Card Debts Could Be the Next Big Problem/Credit Card Competition is Fierce Credit Card Technologies Advance with Better Security and Contactless Payment Smart Phones May Replace Smart Cards/Mobile Banking Grows Subprime and Alt-A Mortgages Burn Lenders and Overburdened Borrowers Mortgage Originations Fall Mortgage Market Facts Chapter 2 U.S. Banking, Mortgages & Credit Industry Overview Banking Top 50 U.S. Bank Holding Companies: June 30, 2008 World8217;s Top 20 Banks by Total Assets: 2007 Top Ten Bank & Thrift Merger & Acquisition Deals: 2007 Assets & Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2008 Deposits, Income & Expenses of FDIC-Insured Commercial Banks: June, 2004-2008 Top Ten Federally-Chartered & State-Chartered Banks by Assets: 2007 Assets & Liabilities of Foreign Banking Offices in the U.S.: 2002-2nd Quarter 2008 Savings & Investment, U.S.: 1960-2nd Quarter 2008 Prime Interest Rate, U.S.: 1955-October 2008 Bond Yields & Interest Rates, U.S., Selected Years: 1940-2007 Employment in the Banking Industry, U.S.: 2002-2008 Mortgages Homeownership Rates by Region, U.S.: 2000-2007 Homeownership Rates by Race & Ethnicity of Householder, U.S.: 2001-2007 New Privately-Owned Housing Units Started, U.S.: 1980-2007 Mortgage Loans Outstanding, U.S.: 1975-2nd Quarter 2008 Home Mortgages by Holder, U.S.: 2002-2nd Quarter 2008 Liabilities & Assets, U.S. Agency- & Government Sponsored Enterprise (GSE)-Backed Securities by Holder: 2003-2nd Quarter 2008 Top Ten U.S. Mortgage Finance Companies by Managed Receivables: 2007 Credit Consumer Credit Outstanding, U.S.: 1965-August 2008 Consumer Credit Outstanding by Major Holders, U.S.: 2003- August 2008 Terms of Credit at Commercial Banks, U.S.: 2003-August 2008 Top 10 Credit Card Issuers, U.S.: 2006-2007 Chapter 3 Chapter 4 INDUSTRY LIST, WITH CODES INDEX OF RANKINGS WITHIN INDUSTRY GROUPS ALPHABETICAL INDEX INDEX OF HEADQUARTERS LOCATION BY U.S. STATE INDEX OF NON-U.S. HEADQUARTERS LOCATION BY COUNTRY INDEX BY REGIONS OF THE U.S. WHERE THE FIRMS HAVE LOCATIONS INDEX OF FIRMS WITH OPERATIONS OUTSIDE THE U.S. Individual Profiles On Each Of THE BANKING & LENDING 300 ADDITIONAL INDEXES INDEX OF FIRMS NOTED AS HOT SPOTS FOR ADVANCEMENT FOR WOMEN & MINORITIES INDEX OF SUBSIDIARIES, BRAND NAMES AND AFFILIATIONS A market research guide to the banking, mortgages & credit industry - a tool for strategic planning, competitive intelligence, employment searches or financial research. It contains trends, statistical tables, and an industry glossary. It includes one page profiles of banking, mortgages & credit industry firms, companies and organizations.