Plan Your Prosperity : The Only Retirement Guide You'll Ever Need, Starting Now--Whether You're 22, 52 or 82

Best-selling author Ken Fisher releases ninth book focused on retirement planning principles and how to avoid common pitfalls that derail investors. Ken Fisher, four-time New York Times best-selling author, 28-year Forbes columnist and Fisher Investments Founder and CEO, publishes his ninth book, co-authored with Lara Hoffmans: Plan Your Prosperity: The Only Retirement Plan You’ll Ever Need Starting Now—Whether You’re 22,52 or 82 (Wiley/Fisher Investments Press; November 2012; Hardcover and eBook). Think you're too young to start thinking about retirement? Or that "retirement" investing is different from "normal" investing? Think again. Whether you're in retirement, just getting ready to retire now or in 5, 10 or 40 years, this book arms you with information, expert guidance and tools to help you invest smarter your whole life and, yes, plan better for retirement. Bestselling finance author Ken Fisher explains why, for all practical purposes and for most investors, all investing should be done with an eye toward retirement—and beyond. Harmful mythology abounds about retirement investing. Like the adage you should take 100 (or 120) and subtract your age to get your equity allocation and put the rest in bonds or cash. Or you should focus your portfolio on only high-dividend paying stocks. Or buy equity-indexed annuities or some "guaranteed" income product. All are examples of potentially harmful myths many individual investors believe to be smart, strategic moves—myths Ken deftly refutes in Plan Your Prosperity. In their place, Ken provides straightforward principles to help you increase the odds you achieve your long-term investing goals, such as: Thinking correctly about investing time horizon The difference between income and cash flow Assessing your cash flow needs and if your portfolio can provide it Calculating how much to save each year to achieve retirement goals What pitfalls to avoid Unlike other retirement planning books, Plan Your Prosperity supplies you with a firm foundation in sound investment and retirement planning principles. It gives you a framework for better understanding your financial needs, setting your financial goals and creating a workable plan for your lifelong prosperity.

Whether you're in retirement, just getting ready to retire, or 5, 10, or 40 years out, this book can help you invest smarter your whole life and yes, plan better for retirement.

Harmful mythology abounds about retirement investing. Many retirees or soon-to-be retirees have heard a plethora of advice. Take 100 (or 120) and subtract your age to get your equity allocation, put the rest in bonds or cash. Buy only bonds. Buy only high dividend stocks. Or some combination! Buy equity-indexed annuities or some "guaranteed" income product. All examples of a potentially harmful myth many folks believe to be smart, strategic moves.

Investors believe preparing for retirement requires a radically different set of tools or a dizzying array of products. Navigating the world of retirement products and services can be a full-time job. But investing for retirement is, in practice, not much (if at all) different from investing. In Your Retirement Plan, Ken Fisher will give readers a workable strategy to either develop their own retirement investing plan or work more successfully with a professional to increase the likelihood of achieving long-term goals while avoiding common pitfalls. The book will include easy-to-follow steps like

• How to think, correctly, about investing time horizon.
• How to better figure how much income you need
• How to determine if a portfolio can provide that income
• How to figure how much to save each year to achieve retirement goals
• What pitfalls to avoid
• And more....

In this retirement planning book that's not just for retirees, Fisher will hand readers the tools and confidence they need to better plan for the future.

You're in retirement, just getting ready to retire, or 5, 10, or 40 years out, this book can help you invest smarter your whole life and yes, plan better for retirement./ Harmful mythology abounds about iretirement investing/i. Many retirees or soon-to-be retirees have heard a plethora of advice. Take 100 (or 120) and subtract your age to get your equity allocation, put the rest in bonds or cash. Buy ionly /ibonds. Buy ionly /ihigh dividend stocks. Or some combination! Buy equity-indexed annuities or some "guaranteed" income product. All examples of a potentially harmful myth many folks believe to be smart, strategic moves./ Investors believe preparing for retirement requires a radically different set of tools or a dizzying array of products. Navigating the world of retirement products and services can be a full-time job. But investing for retirement is, in practice, not much (if at all) different from investing. In iYour Retirement Plan/i, Ken Fisher will give readers a workable strategy to either develop their own retirement investing plan or work more successfully with a professional to increase the likelihood of achieving long-term goals while avoiding common pitfalls. The book will include easy-to-follow steps like/ ulliHow to think, correctly, about investing time horizon./liliHow to better figure how much income you need/liliHow to determine if a portfolio can provide that income/liliHow to figure how much to save each year to achieve retirement goals/liliWhat pitfalls to avoid/liliAnd more. . . ./li/ul In this retirement planning book that's not just for retirees, Fisher will hand readers the tools and confidence they need to better plan for the future. & gt Whether you’re in retirement, just getting ready to retire, or 5, 10, or 40 years out, this book can help you invest smarter your whole life and yes, plan better for retirement. Harmful mythology abounds about retirement investing . Many retirees or soon-to-be retirees have heard a plethora of advice. Take 100 (or 120) and subtract your age to get your equity allocation, put the rest in bonds or cash. Buy only bonds. Buy only high dividend stocks. Or some combination! Buy equity-indexed annuities or some “guaranteed” income product. All examples of a potentially harmful myth many folks believe to be smart, strategic moves. Investors believe preparing for retirement requires a radically different set of tools or a dizzying array of products. Navigating the world of retirement products and services can be a full-time job. But investing for retirement is, in practice, not much (if at all) different from investing. In Your Retirement Plan , Ken Fisher will give readers a workable strategy to either develop their own retirement investing plan or work more successfully with a professional to increase the likelihood of achieving long-term goals while avoiding common pitfalls. The book will include easy-to-follow steps like How to think, correctly, about investing time horizon. How to better figure how much income you need How to determine if a portfolio can provide that income How to figure how much to save each year to achieve retirement goals What pitfalls to avoid And more. . . . In this retirement planning book that's not just for retirees, Fisher will hand readers the tools and confidence they need to better plan for the future.

Forbes columnist, bestselling author and billionaire CEO Ken Fisher offers guiding principles for developing a retirement investment plan—no matter if you're retiring next week, next year or in four decades.

Best known for his "Portfolio Strategy" column in Forbes, Ken Fisher is the author of numerous bestselling finance and investment books. In his latest book, Ken tackles a subject most investors must face: retirement planning. Drawing upon his decades of experience as head of one of the world's largest independent global money management firms, he arms readers with straightforward principles to help them develop their own investment plan. No book can supplant the retirement planning process. However, this book aims to help readers develop an appropriate plan that increases the odds of achieving their long-term goals.

An indispensable retirement planning resource no matter where you fall on the investment continuum, Plan Your Prosperity busts pernicious myths and rules-of-thumb about retirement and replaces them with sound concepts that can guide you now and for the rest of your investing time horizon. Whether you're in your twenties, forties, sixties or beyond, it's never too late to plan your prosperity.

Whether you re in retirement, just getting ready to retire, or 5, 10, or 40 years out, this book can help you invest smarter your whole life and yes, plan better for retirement. Harmful mythology abounds about retirement investing. Many retirees or soon-to-be retirees have heard a plethora of advice. Providing readers with the tools and confidence to better plan for the future, this investment resource offers workable strategies for developing an optimal retirement plan and reaching long-term goals while avoiding common pitfalls Only retirement guide you'll ever need, starting now, whether you're 22, 52 or 82