مالی شخصی: دایره‌المعارف مدیریت مالی مدرن

Personal Finance: An Encyclopedia of Modern Moneys Management is written to equip todays high school and college students with fundamental money principles along with a foundation for wise financial decision making. Without personal finance and money management knowledge, individuals have difficulty gaining long-term financial stability, specifically money for important life goals such as buying a home, funding a child’s college expenses, and retirement. This encyclopedia is an important resource to facilitate the individual’s grasp of the basic economic and financial concepts necessary for successful adult money management. Not only will students find this a useful reference, but librarians, researchers, journalists, and educators will profit from this complete personal finance and money management resource. Combining the most important money management and personal finance topics in one easy-to-use reference furnishes the user with a one-stop source for financial information. The reader doesnt need to limit through reams of online sites for essential financial terms, descriptions, explanations of personal finance concepts, people, and ideas. This encyclopedia addresses all of the important personal finance and money management topics. This jargon-free resource explains the who, what, why, and where of contemporary personal finance in simple, easy-to-grasp language, covering the key people, events, terms, tools, policies, and products that make up modern money management. The ideal roadmap to 21st-century financial literacy, this layman's encyclopedia discusses ideas, concepts, events, and people that inform money management and personal finance. It explains the intricacies of things like investing, saving, debt, credit, and mortgages, and it drills down into complexities like the difference between 401(k) and 403(b) retirement plans. Entries invite the reader to explore common financial topics, such as seeking credit counseling, using credit cards, buying a home, and choosing insurance. Issues such as identity theft, derivatives, and taxes are explored as well. The unique work is topically organized with contributions from both academics and financial professionals. Entries are augmented by entertaining sidebar anecdotes and a glossary, and there is a useful feature that connects readers to online sources, enabling them to keep up with this fast-changing field. A one-stop resource ideal for individuals seeking to understand personal finance, this book will also prove valuable to students taking courses in finance and economics. All readers will come away better equipped to profit from money management and more skilled at making smart financial decisions. Supplies accessible, comprehensive financial information that explains complex topics in simple language Shows the relationship between personal finance and everyday life, from renting an apartment to saving for retirement Answers a wide variety of personal finance questions Provides a resource suitable for both personal and scholarly use The ideal roadmap to 21st-century financial literacy, this layman's encyclopedia discusses ideas, concepts, events, and people that inform money management and personal finance. It explains the intricacies of things like investing, saving, debt, credit, and mortgages, and it drills down into complexities like the difference between 401(k) and 403(b) retirement plans. Abstract: The ideal roadmap to 21st-century financial literacy, this layman's encyclopedia discusses ideas, concepts, events, and people that inform money management and personal finance. It explains the intricacies of things like investing, saving, debt, credit, and mortgages, and it drills down into complexities like the difference between 401(k) and 403(b) retirement plans Provides comprehensive coverage of personal financial planning in the areas of money management, career planning, taxes, consumer credit, housing and other consumer decisions, insurance, and more. This text helps students identify and evaluate choices as well as understand the consequences of decisions in terms of opportunity costs. Content: Guide to related topics -- Preface -- Introduction -- Ideas and concepts -- Entries A-Y -- Glossary -- Bibliography -- About the editor and contributors.