بر روی پای خودم: راهنمای مدرن دختران برای مدیریت مالی شخصی

Sure, most young women would love to live a carefree lifestyle filled with lunches, Louis Vuitton and lattes, but what many don't know is that doing so can lead to a serious financial breakdown down the road. "On My Own Two Feet" teaches young women what they need to know about savings in language that matters and makes sense to them. Financial planners Manisha Thakor and Sharon Kedar will show readers how to: make a budget; avoid the perils of imprudent credit card use; invest for the future by harnessing the magical power of compounding interest; guard against the unexpected with the appropriate types of insurance; and prepare for the future. By offering women the key 20 per cent of financial advice (minus the complex mumbo jumbo) that drives 80 per cent of a person's financial wealth, the authors will show women that the sooner they learn to apply these basic strategies, the more likely they are to achieve the typical lifetime financial objective of owning a home. Along with other financial objectives, it provides for oneself and/or a family, being able to take fun vacations (and yes, wear designer labels), and retiring in comfort - free of financial stress. Succinct, straightforward, and visually appealing "On My Own Two Feet" will redefine "personal finance 101" for women in their 20s and 30s. Whether you've been living paycheck-to-paycheck, are trying to save for a down payment on your first home, or are hoping to one day retire in comfort, On My Own Two Feet teaches you how to balance your desire to live well today with the need to save and invest for tomorrow. Whether you've been living paycheck-to-paycheck, are trying to save for a down payment on your first home, or are hoping to one day retire in comfort, ON MY OWN TWO FEET can help. This succinct guide will teach you how to balance your desire to live well today with the need to save and invest for tomorrow. In this lively, no-nonsense financial primer you will learn:How much of your income to saveHow to avoid the perils of credit card debtHow to create a budget you can live with (and still have fun!)How to invest wisely using a powerful, keep-it-simple planHow to deal with real life situations - such as figuring out how much home or car you can afford & how to handle money when you couple up with that someone specialON MY OWN TWO FEET redefines Personal Finance 101. The sooner you apply the basic financial concepts highlighted by Thakor and Kedar, the more likely it is that you'll achieve common life goals such as owning a home, providing for yourself or your family, taking fun vacations, and retiring in comfort -- all free from financial stress. Most young women would love to live a carefree lifestyle filled with lunches, Louis Vuitton, and lattes, but what you might not know is that doing so can lead to future financial breakdown. Whether you've been living paycheck-to-paycheck, are trying to save for a down payment on your first home, or are hoping to one day retire in comfort, On My Own Two Feet teaches you how to balance your desire to live well today with the need to save and invest for tomorrow. This lively, no-nonsense financial guide explains: How much of your income to save How to avoid the perils of credit card debt How to create a budget you can live with (and still have fun!) How to invest widely using a keep-it-simple plan How to deal with real-life situations The sooner you apply the financial concepts highlighted by Manisha Thakor and Sharon Kedar, the more likely you'll achieve common life goals--all free from financial stress. Start saving now Use your credit cards wisely Understand credit scores Protect yourself with insurance Embrace budgeting basics Why invest? How to invest your savings Frequently asked investing questions Super-size your retirement savings Prioritize your financial plan Your home Your car Your income taxes Your heart & your money Time for action. "Teaches you how to balance your desire to live well today with the need to save and invest for tomorrow"--Page 4 of cover