پول در حاشیه: دیدگاه‌های جهانی دربارهٔ فناوری، شمول مالی و طراحی (کتاب ششم اقتصاد انسانی)

Mobile money, e-commerce, cash cards, retail credit cards, and more—as new monetary technologies become increasingly available, the global South has cautiously embraced these mediums as a potential solution to the issue of financial inclusion. How, if at all, do new forms of dematerialized money impact people’s everyday financial lives? In what way do technologies interact with financial repertoires and other socio-cultural institutions? How do these technologies of financial inclusion shape the global politics and geographies of difference and inequality? These questions are at the heart of __Money at the Margins__, a groundbreaking exploration of the uses and socio-cultural impact of new forms of money and financial services. Money at the Margins 2 Contents 6 Illustrations 8 Acknowledgments 10 Introduction: Money and Finance at the Margins 14 Part I — In/Exclusion: The Question of Inclusion 32 Chapter 1 — A Living Fence: Financial Inclusion and Exclusion on the Haiti–Dominican Republic Border 36 Chapter 2 — Capital Mobilization among the Somali Refugee Business Community in Nairobi, Kenya 57 Chapter 3 — The Use of Mobile-Money Technology among Vulnerable Populations in Kenya: Opportunities and Challenges for Poverty Reduction 79 Part II — Value and Wealth: What do Value and Wealth Do? "Life Goes On, Whatever "Life" Is 100 Chapter 4 — Dhukuti Economies: The Moral and Social Ecologies of Rotating Finance in the Kathmandu Valley 104 Chapter 5 — Chiastic Currency Spheres: Postsocialist "Conversions" in Cuba's Dual Economy 121 Chapter 6 — Carola and Saraswathi: Juggling Wealth in India and in Mexico 141 Part III — Technology and Social Relations: Infrastructures of Digital Money 164 Chapter 7 — "Financial Inclusion Means Your Money Isn't with You": Conflicts over Social Grants and Financial Services in South Africa 168 Chapter 8 — Social Networks of Mobile Money in Kenya 192 Chapter 9 — Accounting in the Margin: Financial Ecologies in between Big and Small Data 213 Part IV — Design and Practice 234 Chapter 10 — Understanding Social Relations and Payments among Rural Ethiopians 238 Chapter 11 — Delivering Cash Grants to Indigenous Peoples through Cash Cards versus Over-the-Counter Modalities: The Case of the 4Ps Conditional Cash Transfer Program in Palawan, Philippines 260 Chapter 12 — Effects of Mobile Banking on the Savings Practices of Low-Income Users: The Indian Experience 279 Chapter 13 — Betting on Chance in Colombia: Using Empirical Evidence on Game Networks to Develop Practical Design Guidelines 300 Afterword — Monetary Ingenuity: Drink It In 318 Index 323 Mobile money, e-commerce, cash cards, retail credit cards, and more―as new monetary technologies become increasingly available, the global South has cautiously embraced these mediums as a potential solution to the issue of financial inclusion. How, if at all, do new forms of dematerialized money impact people’s everyday financial lives? In what way do technologies interact with financial repertoires and other socio-cultural institutions? How do these technologies of financial inclusion shape the global politics and geographies of difference and inequality? These questions are at the heart of Money at the Margins, a groundbreaking exploration of the uses and socio-cultural impact of new forms of money and financial services. -- Provided by publisher Mobile money, e-commerce, cash cards, retail credit cards, and more -as new monetary technologies become increasingly available, the global South has cautiously embraced these mediums as a potential solution to the issue of financial inclusion. How, if at all, do new forms of dematerialized money impact people's everyday financial lives? In what way do technologies interact with financial repertoires and other socio-cultural institutions? How do these technologies of financial inclusion shape the global politics and geographies of difference and inequality? These questions are at the heart of Money at the Margins , a groundbreaking exploration of the uses and socio-cultural impact of new forms of money and financial services.