It's about you and your money : a no stress guide to becoming financially fit

I heartily endorse this thoughtful set of ideas, as people wade through choices for achieving "financial" fitness by thinking and acting in smart ways, especially in today's environment of financial uncertainty. Dr. Vitt and Karen Murrell provided me with a roadmap, a guide that allowed me to select that which will be most helpful to me, as a consumer, and most importantly as an independent planner for tomorrow! If one is to find ways to save, invest, and diversify in today's markets, I highly recommend this book. My particular favorite section was the one that many people do not focus on! How does one plan for senior years? How does one deal with the reality of aging, while protecting assets and investing wisely after 55? Go straight to You and Your Money, and read on! As an aside, Dr. Vitt's book was the monthly selection for our Bodacious Book Group, and terrific discussion was generated from its contents! Happy Reading! Get financially fit! Miriam Etris “With over 70% of American workers living paycheck to paycheck, basic money management skills are needed desperately. This is a masterful work that guides us to discover our own money dysfunctions and takes us on a journey to healthy financial behaviors.” –Sally Hass, Employee Benefits Life Planning Manager, Weyerhaeuser Company “This book combines solid knowledge of societal trends in personal finance with guidance on how to develop a sense of purpose about money and get financially fit for a lifetime. I heartily recommend it.” –Kelvin Boston, host Moneywise PBS Series and author of Who's Afraid To Be A Millionaire? “The rules have changed on how to achieve the American Dream. What many of us consider a fundamental right will be out of reach unless we get smart and take action now. The authors get right to the point by helping readers define what they care most about and then set them on a path to achieving true financial well-being.” –Carol Anderson, President and CEO of Money Quotient, specialists in financial planning education “The authors have looked at the current disastrous consumer model and envision a ‘New'American Dream. They break the rules, set up a new framework for humanized finances, and challenge consumers to change the future by changing their habits, now.” –Dean Brassington, Financial Educator and U.S. Navy Quality of Life Program and Design Consultant “The great merit of this book is that it reads like an engaging conversation. Given the mass of undigested financial information, everyone needs this discourse that helps to position and orient oneself in the money universe, and then act. It bridges the gap between a complicated world out there and one's personal and family orbit.” –Jurg Siegenthaler, Professor Emeritus of Sociology, American University Based on extensive nationwide research conducted by the author and the Institute for Socio-Financial Studies about what people need to learn and do to become financially savvy, You and Your Money gives you the skills you need to be financially competent and self-sufficient...so you can make the right decisions about money–today, tomorrow, always! You don't need to know everything about personal finance. You do need to know three things: where you stand today, what you can do now, and how to become more financially secure for the rest of your life. This book helps you answer those three questions. It's easy, readable, practical, and quick. It gives you simple, common-sense tools for achieving financial success...tools you can use in every part of your life, not just finance! It brings together real stories from real people. People like you. People who know what they want, and just need to know how to get there. CREATE YOUR OWN PERSONAL LIFE VALUES PROFILE: T The Right Stuff -- The New American Dream -- How We Decide -- Your Unique Life Values Profile -- Moving To Secure Money Management -- A Word About Fear -- Who's In Charge Of Your Financial Well-being? -- Becoming A Savvy Consumer -- Getting And Keeping Good Credit -- Staying Ahead Of Scammers And Thieves -- Committing To A Savings Plan -- Communicating About Money--count The Ways -- Tapping Into The Financial Marketplace -- Building Your Assets -- Choosing Housing Wisely -- Planning For Life Transitions -- Preparing For Disasters -- Recovering From Adversity -- Finding Help When Needed. Lois A. Vitt, Karen L. Murrell. Includes Bibliographical References And Index. The right stuff The new American dream How we decide Your unique life values profile Moving to secure money management A word about fear Who's in charge of your financial well-being? Becoming a savvy consumer Getting and keeping good credit Staying ahead of scammers and thieves Committing to a savings plan Communicating about money count the ways Tapping into the financial marketplace Building your assets Choosing housing wisely Planning for life transitions Preparing for disasters Recovering from adversity Finding help when needed. A guide to money management discusses how to lead a lifestyle of financial stability, covering how to be a savvy consumer, how to get and maintain a good credit score while avoiding scams, and how to deal with unforeseen disasters. The authors present an easy, accessible approach to becoming more financially knowledgeable and self-sufficient that is neither time-consuming nor complicated