How to Fund the Life You Want : What Everyone Needs to Know About Savings, Pensions and Investments

**\*WINNER OF THE WORK & LIFE BUSINESS BOOK AWARD 2023\*****An accessible and practical guide to personal finance that busts myths, clarifies jargons and provides the best options for building your wealth.**More and more people are reassessing their lives as a result of the pandemic. Many have left their jobs or reduced their hours. Others have resolved to work only as long as they must, retiring early to focus on families and friends, hobbies or travel. Meanwhile, employers all over the world are experimenting with a four-day week.Making the most of these choices requires having and growing enough money to enjoy your future life, without needing to worry about it running out. But when it comes to investing in a pension, there is a dizzying number of complex options available.This book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak, and through simple graphs, charts and diagrams, provide an evidence-based money manual that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid.It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how UK savers and investors can beat this system and, crucially, make more money for themselves than they do for financial services firms. *WINNER OF THE WORK & LIFE BUSINESS BOOK AWARD 2023* An accessible and practical guide to personal finance that busts myths, clarifies jargons and provides the best options for building your wealth. More and more people are reassessing their lives as a result of the pandemic. Many have left their jobs or reduced their hours. Others have resolved to work only as long as they must, retiring early to focus on families and friends, hobbies or travel. Meanwhile, employers all over the world are experimenting with a four-day week. Making the most of these choices requires having and growing enough money to enjoy your future life, without needing to worry about it running out. But when it comes to investing in a pension, there is a dizzying number of complex options available. This book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak, and through simple graphs, charts and diagrams, provide an evidence-based money manual that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid. It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how UK savers and investors can beat this system and, crucially, make more money for themselves than they do for financial services firms. An accessible and practical guide to personal finance that busts myths, clarifies jargons and clarifies the best options for building your wealth This is the book that tells you the long-term truths about investing, based on hard evidence - evidence that applies wherever you live in the world. If you are in the UK, you will further benefit from its detailed explanations of local pension, tax and investment rules. When it comes to investing, there is a dizzying number of complex options available. But this book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak, and through simple graphs, charts and diagrams, provide investment evidence that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid. It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the UK investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how savers and investors can see through the sales patter and, crucially, make more money for themselves than they do for financial services firms. "This is the book that tells you the long-term truths about investing, based on hard evidence - evidence that applies wherever you live in the world. If you are in the UK, you will further benefit from its detailed explanations of local pension, tax and investment rules. When it comes to investing, there is a dizzying number of complex options available. But this book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak, and through simple graphs, charts and diagrams, provide investment evidence that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid. It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the UK investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how savers and investors can see through the sales patter and, crucially, make more money for themselves than they do for financial services firms."--Publisher marketing