Global Bank Regulation: Principles and Policies: Principles and Policies

Its focus on the prudential, global regulation of financial institutions drives this book's unique exploration of global policy principles. Integrating theory, history, and policy debates, it provides a high-level, strategic treatment of the regulation of global banking. With finely focused definitions and an intuitive scope, the authors pay particular attention to the international standards set by bodies such as the Basel Committe on Banking Supervision and the European Union. By beginning with the main justifications for the prudential regulation of banks and concluding in 2009, after regulators had proposed significant solutions to the crash, this lucid and engaging account of the principles, policies, and laws related to the regulation of international banking explains why and how governments work so hard on a convergence of rules and regulations. Defines the over-arching policy principles of capital regulationExplores main justifications for the prudent regulation of banksDiscusses the 2007-2009 financial crisis and the next generation of international standards of financial institution regulation Examines tools for ensuring the adequate supervision of a firm that operates across all time zones Global Bank Regulation: Principles and Policies covers the global regulation of financial institutions. It integrates theories, history, and policy debates, thereby providing a strategic approach to understanding global policy principles and banking. The book features definitions of the policy principles of capital regularization, the main justifications for prudent regulation of banks, the characteristics of tools used regulate firms that operate across all time zones, and a discussion regarding the 2007-2009 financial crises and the generation of international standards of financial institution regulation.

The first four chapters of the book offer justification for the strict regulation of banks and discuss the importance of financial safety. The next chapters describe in greater detail the main policy networks and standard setting bodies responsible for policy development. They also provide information about bank licensing requirements, leading jurisdictions, and bank ownership and affiliations. The last three chapters of the book present a thorough examination of bank capital regulation, which is one of the most important areas in international banking.

The text aims to provide information to all economics students, as well as non-experts and experts interested in the history, policy development, and theory of international banking regulation.

Defines the over-arching policy principles of capital regulation

Explores main justifications for the prudent regulation of banks

Discusses the 2007-2009 financial crisis and the next generation of international standards of financial institution regulation

Examines tools for ensuring the adequate supervision of a firm that operates across all time zones

Global Bank Regulation: Principles and Policies covers the global regulation of financial institutions. It integrates theories, history, and policy debates, thereby providing a strategic approach to understanding global policy principles and banking. The book features definitions of the policy principles of capital regularization, the main justifications for prudent regulation of banks, the characteristics of tools used regulate firms that operate across all time zones, and a discussion regarding the 2007-2009 financial crises and the generation of international standards of financial institution regulation. The first four chapters of the book offer justification for the strict regulation of banks and discuss the importance of financial safety. The next chapters describe in greater detail the main policy networks and standard setting bodies responsible for policy development. They also provide information about bank licensing requirements, leading jurisdictions, and bank ownership and affiliations. The last three chapters of the book present a thorough examination of bank capital regulation, which is one of the most important areas in international banking. The text aims to provide information to all economics students, as well as non-experts and experts interested in the history, policy development, and theory of international banking regulation. Defines the over-arching policy principles of capital regulation Explores main justifications for the prudent regulation of banks Discusses the 2007-2009 financial crisis and the next generation of international standards of financial institution regulation Examines tools for ensuring the adequate supervision of a firm that operates across all time zones

Its focus on the prudential, global regulation of financial institutions drives this book's unique exploration of global policy principles. Integrating theory, history, and policy debates, it provides a high-level, strategic treatment of the regulation of global banking. With finely focused definitions and an intuitive scope, the authors pay particular attention to the international standards set by bodies such as the Basel Committe on Banking Supervision and the European Union. By beginning with the main justifications for the prudential regulation of banks and concluding in 2009, after regulators had proposed significant solutions to the crash, this lucid and engaging account of the principles, policies, and laws related to the regulation of international banking explains why and how governments work so hard on a convergence of rules and regulations.

Defines the over-arching policy principles of capital regulation

Explores main justifications for the prudent regulation of banks

Discusses the 2007-2009 financial crisis and the next generation of international standards of financial institution regulation

Examines tools for ensuring the adequate supervision of a firm that operates across all time zones

Its focus on the prudential, global regulation of financial institutions drives this book's unique exploration of global policy principles. Integrating theory, history, and policy debates, it provides a high-level, strategic treatment of the regulation of global banking. With finely focused definitions and an intuitive scope, the authors pay particular attention to the international standards set by bodies such as the Basel Committee on Banking Supervision and the European Union. By beginning with the main justifications for the prudential regulation of banks and concluding in 2009, after regulators had proposed significant solutions to the crash, this lucid and engaging account of the principles, policies, and laws related to the regulation of international banking explains why and how governments work so hard on a convergence of rules and regulations. Defines the over-arching policy principles of capital regulation Explores main justifications for the prudent regulation of banks Discusses the 2007-2009 financial crisis and the next generation of international standards of financial institution regulation Examines tools for ensuring the adequate supervision of a firm that operates across all time zones Its focus on the prudential, global regulation of financial institutions drives this book's unique exploration ofaglobal policy principles.a Integrating theory, history, and policy debates, it provides a high-level, strategic treatment of the regulation of global banking.a With finely focused definitions and an intuitive scope, the authors pay particular attention to the international standards set by bodies such as the Basel Committe on Banking Supervision and the European Union.aBy beginning with the main justifications for the prudential regulation of banks and concluding in 2009, after regulators had proposed significant solutions to the crash, this lucid and engaging account of the principles, policies, and laws related to the regulation of international banking explains why and how governments work so hard on a convergence of rules and regulations.Defines the over-arching policy principles of capital regulationExplores main justifications for the prudent regulation of banksDiscusses the 2007-2009 financial crisis and the next generation of international standards of financial institution regulation Examines tools for ensuring the adequate supervision of a firm that operates across all time zones The changing nature of banks Panics, bank runs, and coordination problems Collapsing dominos and asset price spirals The financial safety net and moral hazard Sources of bank regulation Bank licensing and corporate governance Bank in corporate groups : ownership and affiliation Bank capital : why regulate capital Bank capital : the new capital adequacy framework : Basel II and credit risk Bank capital : the new capital adequacy framework : Basel II and other risk Direct controls on risk-taking Consolidated supervision and financial conglomerates Anti-money laundering/ countering the financing of terrorism Bank closures (still drafting) Institutional structure of regulation Regulation after the global financial crisis. The changing nature of banks Panics, bank runs, and coordination problems Collapsing dominos and asset price spirals The financial safety net and moral hazard Sources of financial regulation Bank licensing and corporate governance Bank in corporate groups : ownership and affiliation The rationale for bank capital regulation The new capital adequacy framework : Basel II and credit risk The new capital adequacy framework : Basel II and other risks Direct limits on banks' risk taking Consolidated supervision and financial conglomerates Anti-money laundering Bank insolvency Institutional structures of regulation Regulation after the global financial crisis.