Financial Regulation and Bank Performance (Contributions to Finance and Accounting)

"This book focuses on the impact on financial regulation and examines the impact of financial regulation on bank performances from different perspectives. More specifically, this study investigates how bank sector reforms and bank regulation and supervision affect the competition, stability and risk-taking behavior in banking system."--Page 4 of cover Preface References Contents List of Tables 1 Introduction 1.1 Motivation of This Study 1.2 Research Questions Addressed in This Study 1.3 Structure and Contents References 2 Quality of Bank Capital, Competition, and Risk-Taking 2.1 Overview 2.2 Introduction 2.3 Literature Review 2.4 Data and Variable Definition 2.4.1 Data Sources 2.4.2 Variable Definition 2.4.3 Descriptive Statistics and Correlation 2.5 Research Design 2.6 Empirical Analysis 2.6.1 Basic Analysis 2.6.2 Impact of Competition on the Relationship Between Capital Structure and Risk-Taking 2.6.3 Impact of the Financial Crisis on the Relationship Between Capital Structure and Risk-Taking 2.6.4 Robustness Checks 2.7 Conclusion References 3 Banking Sector Reform, Competition, and Bank Stability 3.1 Overview 3.2 Introduction 3.3 Banking Sector Reform in Transition Countries and Literature Review 3.3.1 Banking Sector Reforms in Transition Countries 3.3.2 Literature Review 3.4 Data and Variables 3.4.1 Sample 3.4.2 Variables 3.4.3 Summary Statistics 3.5 Empirical Methodology 3.6 Empirical Analysis 3.6.1 Basic Results 3.6.2 Impact of Bank Regulation on the Relationship Between Competition and Stability 3.6.3 Robustness Checks 3.7 Conclusion References 4 The Impact of Bank Regulation and Supervision on Competition 4.1 Overview 4.2 Introduction 4.3 Literature Review 4.3.1 Previous Studies on Competition 4.3.2 Bank Regulation and Effects on Bank Competition 4.4 Estimation Methodology and Data 4.4.1 Estimation of Competition Variables 4.4.2 Data Sources, Sample Selection, and Variable Definitions 4.4.3 Statistical Results 4.4.4 Determinants of Bank Competition 4.5 Empirical Results 4.5.1 Bank Regulation, Supervision, and the H-Statistic 4.5.2 Alternative Measures of Competition 4.5.3 Impact of the Financial Crisis 4.5.4 Further Tests: Foreign Banks Versus Domestic Banks 4.5.5 Robustness Checks 4.6 Conclusion References 5 Bank Competition, Regulation, and Efficiency 5.1 Overview 5.2 Introduction 5.3 Related Literature Review 5.3.1 The Impact of Competition on Bank Efficiency 5.3.2 Literature Review on Bank Regulation and Bank Efficiency 5.4 Variables Definition and Research Design 5.4.1 Bank Efficiency Estimation and Main Variables Definition 5.4.2 Model Specification 5.4.3 Data Selection 5.4.4 Summary Statistics 5.5 Empirical Results 5.5.1 Basic Results 5.5.2 Impact of Bank Regulation on the Relationship Between Competition and Efficiency 5.5.3 Further Test: Foreign Banks Versus Domestic Banks 5.5.4 Robustness Checks 5.6 Conclusions References 6 Conclusion 6.1 Overview 6.2 Summary of the Main Findings