Fair and Affordable Housing in the U.S.: Trends, Outcomes, Future Directions (Studies in Critical Social Sciences)

U.S. fair and affordable housing policy has been constrained by neoliberal ideologies that emphasize market-based approaches to program implementation. Public policy aimed at ameliorating housing discrimination and expanding access to housing markets for minorities and the poor has remained underdeveloped, underfunded, and poorly implemented. This edited book adds to our understanding of the trends, outcomes and future directions of fair and affordable housing policy. It is divided into four parts, examining issues of interest to housing scholars and practitioners. Sections include discussions of: fair housing policy, affordable housing finance, equitable approaches to land use, rent vouchers, and homeownership policy. Contributors to the edited volume include experts from the fields of political science, public policy, urban planning, sociology, and social work. Fair and Affordable Housing in the U.S.......Page 4 Copyright......Page 5 Contents......Page 6 List of Figures and Tables......Page 8 Acknowledgements......Page 12 Notes on Contributors......Page 14 Making Housing Policy Fairer and More Affordable in the U.S.......Page 20 PART ONE: FAIR HOUSING, POLICY, AND PERCEPTIONS......Page 38 Intergovernmental Enforcement of the Fair Housing Act: The Fair Housing Assistance Program......Page 40 The Federal Courts and Fair Housing Policy: A Principal-Agent Interpretation......Page 60 Fair Housing in the U.S. Real Estate Industry: Perceptions of Black Real Estate Professionals......Page 86 PART TWO: AFFORDABLE HOUSING, FINANCE, AND LAND USE ISSUES......Page 108 Barriers to Fair Housing Policy Implementation: Finance, Regulation, and Public Opinion......Page 110 The Low-Income Housing Tax Credit......Page 144 Inclusionary Housing and Fair Housing......Page 162 PART THREE: RENT VOUCHERS, A TOOL TO DECONCENTRATE POVERTY......Page 174 What Should Housing Vouchers Accomplish?......Page 176 Stuck in Buffalo, But Why?: Residential Spatial Patterns of Housing Choice Voucher Holders in a Rust Belt City......Page 200 Should Low-Income Housing Tax Credits and Housing Choice Vouchers Be Fungible?......Page 232 PART FOUR: THE RISE AND STALL OF HOMEOWNERSHIP......Page 262 The Historic Roots of the Crisis in Housing Affordability: The Case of Buffalo, New York, 1920–1950......Page 264 Segregation as a Driver of Subprime Lending and the Ensuing Economic Fallout......Page 296 Be It Ever So Humble, There’s No Place Like Home: The Experiences of Low-Income, Minority Homebuyers......Page 308 Index......Page 362 Making Housing Policy Fairer And More Affordable In The U.s. / Robert Mark Silverman And Kelly L. Patterson -- Intergovernmental Enforcement Of The Fair Housing Act: The Fair Housing Assistance Program / Eric M. Wilk, Charles M. Lamb And Nicholas R. Seabrook -- The Federal Courts And Fair Housing Policy: A Principal-agent Interpretation / Micholas R. Seabrook, Chalres M. Lamb And Eric M. Wilk -- Fair Housing In The U.s. Real Estate Industry: Perceptions Of Black Real Estate Professionals / Robert Mark Silverman -- Barriers To Fair Housing Policy Implementation: Finace, Regulation And Publlic Opinion / J. Rosie Tighe -- The Low-income Housing Tax Credit / Alex Schwartz -- Inclusionary Housing And Fair Housing / Dennis Keating -- What Should Vouchers Accomplish? / David Varady -- Stuck In Buffalo, But Why? : Residential Spatial Patterns Of Housing Choice Voucher Holders In A Rust Belt City / Kelly L. Patterson -- Should Low-income Housing Tax Credits And Housing Choice Vouchers Be Fungible? / Kirk Mcclure -- The Historic Roots Of The Crisi In Housing Affordability: Teh Case Of Buffalo, New York, 1920-1950 / Henry Louis Taylor, Jr. -- Segregation As A Driver Of Subprime Lending And The Ensuing Economic Fallout / Gregory D. Squires -- Be It Ever So Humble, There's No Place Like Home: The Experiences Of Low-income, Minority Homebuyers / Anna Maria Santiago, George C. Galster, Cristina M. Tucker, Ana H. Santiago-san Roman And Angela A. Kaiser. Edited By Robert Mark Silverman, Kelly L. Patterson. Includes Bibliographical References And Index. This edited book examines trends, outcomes and future directions of U.S. fair and affordable housing policy. It focuses on four areas of interest: fair housing policy, affordable housing finance, equitable approaches to land use, rent vouchers, and homeownership policy.