بودجه‌بندی ۱۰۱: از رهایی از بدهی و پیگیری هزینه‌ها تا تعیین اهداف مالی و ساختن پس‌اندازها، راهنمای ضروری شما برای بودجه‌بندی (مجموعه آدامز ۱۰۱)

"Sometimes, it can seem like saving money is impossible. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you'll have your dollars and cents under control in no time"--;"Don't break the bank--learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting--and keeping--control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you'll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered"-- Introduction Chapter 1: Budgeting Basics What Budgeting Is (and Isn’t) Using Your Budget to Create Wealth Setting Your Financial Goals Know Your Priorities Three Main Steps for Your Budget Track and Measure Your Success Keep Your Budget Flexible Chapter 2: Know Where Your Finances Stand Take an Honest Look at Your Situation Assess Your Assets List Your Liabilities Figure Out Your Net Worth Know Your Cash Flow Tally Your Income Track Your Spending Chapter 3: How to Create a Livable Budget The Basic Budget Equation Two Ways to Balance Saving Is Your Number One Expense Set Your Spending Priorities Spend Less Than You Make Sidestep Financial Quicksand Avoid These Common Mistakes Chapter 4: Budget Mechanics Find Your Budget Personality Go Low-Tech DIY Spreadsheets Software Makes It Simple Budget on the Go with Apps Automate Savings and Payments Chapter 5: Easy Ways to Increase Income and Trim Expenses Four Ways to Boost Earnings Increase Cash Without Working More Know Your Spending Triggers Watch Out for Budget Busters Downsize Your Biggest Expenses Reduce Everyday Spending Without Feeling Deprived Chapter 6: Take Charge of Your Debt Rank Your Debt Eliminate Toxic Debt as Fast as You Can Pick a Paydown Plan Wipe Out Credit Card Debt Shrink Your Student Loans Refinance Your Mortgage Chapter 7: Budget Rebuilding Events Your First Job Getting Married Buying a House Having Kids Finally Debt-Free Getting Divorced Nearing and Entering Retirement Chapter 8: Don’t Let Emergencies Derail Your Plans Bounce Back from Financial Disaster Create an Emergency Budget Keep Insurance to Protect Your Financial Future Rebuild Savings Repair Damaged Credit Return to Your Regular Budget Photographs About the Author Index Copyright Don't Break The Bank--learn To Create And Stick To A Budget With This Comprehensive, Easy-to-understand Guide To Saving Money Sensibly In This Edition Of The Popular 101 Series. Sometimes, It Can Seem Like Saving Money Is Impossible. With Everyday Expenses, From Groceries And Gas, To The Electric Bill And Lunch Money, As Well As Those Unexpected Expenses, Like Car Repairs And Medical Bills, Getting--and Keeping--control Of Your Finances Can Feel Overwhelming. With Budgeting 101, You Can Start Saving Now. This Clear And Simple Guide Provides Tons Of Practical Advice For Keeping Track Of Your Finances. With Useful Tips On Setting Financial Goals, Reducing Debt, Finding Ways To Save Money, And Creating And Following A Budget Plan, You'll Have Your Dollars And Cents Under Control In No Time. Why Spend More Of Your Hard-earned Money On A Financial Advisor? Filled With Expert Advice On A Wide Range Of The Most Common Financial Concerns And Step-by-step Instructions To Managing Your Money Both Now And In The Future, Budgeting 101 Has You Covered--,sometimes, It Can Seem Like Saving Money Is Impossible. With Budgeting 101, You Can Start Saving Now. This Clear And Simple Guide Provides Tons Of Practical Advice For Keeping Track Of Your Finances. With Useful Tips On Setting Financial Goals, Reducing Debt, Finding Ways To Save Money, And Creating And Following A Budget Plan, You'll Have Your Dollars And Cents Under Control In No Time-- "Cagan makes the case that a budget isn't a buzz killer. It's financial salvation." —The Washington Post Don't break the bank—learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting—and keeping—control of your finances can feel overwhelming. With Budgeting 101 , you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you'll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered. "Don't break the bank--learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting--and keeping--control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you'll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered"-- Provided by publisher Don’t break the bank learn to create and stick to a budget with this comprehensive, easy-to-understand guide to saving money sensibly in this edition of the popular 101 series. Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting and keeping control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money and creating and following a budget plan, you’ll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor. Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered. "Sometimes, it can seem like saving money is impossible. With everyday expenses, from groceries and gas, to the electric bill and lunch money, as well as those unexpected expenses, like car repairs and medical bills, getting--and keeping--control of your finances can feel overwhelming. With Budgeting 101, you can start saving now. This clear and simple guide provides tons of practical advice for keeping track of your finances. With useful tips on setting financial goals, reducing debt, finding ways to save money, and creating and following a budget plan, you'll have your dollars and cents under control in no time. Why spend more of your hard-earned money on a financial advisor? Filled with expert advice on a wide range of the most common financial concerns and step-by-step instructions to managing your money both now and in the future, Budgeting 101 has you covered."--Amazon.com. Whether you're saving for a house, a child's education, or a new car, The Everything Budgeting Book, 3rd Edition will help you meet your financial goals. Looking for ways to stretch your paycheck? This guide provides a step-by-step plan for creating a budget that makes every dollar count