Banking Reforms in India: Consolidation, Restructuring and Performance (Palgrave Macmillan Studies in Banking and Financial Institutions)

This book provides a historical evaluation of banking reforms and structural changes in India over the past 25 years. Chapters cover issues in consolidation and restructuring, competition and concentration, performance evaluation in terms of cost efficiency and productivity, profitability, non-performing assets and technology use. The authors use specific regression models to measure the impact of these reforms on bank performance during this period and assess whether or not the consolidation phase is now complete. This volume will be of interest to researchers and academicians interested in the financial history of Indian Banking reforms. Front Matter....Pages i-xxi Indian Banking Structure: An Overview....Pages 1-29 Banking Reforms....Pages 31-58 Restructuring and Consolidation—Mergers and Acquisitions....Pages 59-90 Concentration and Competition....Pages 91-120 Cost Efficiency and Productivity....Pages 121-163 Profitability....Pages 165-185 Non-performing Assets....Pages 187-209 Information Technology in Banking System....Pages 211-223 Summary and Conclusions....Pages 225-238 Back Matter....Pages 239-242