بانکدار فقرا: داستان بانک گرامین

Muhammad Yunus set up the Grameen Bank in his home country of Bangladesh with a loan of just £17, to lend tiny amounts of money to the poorest of the poor - those to whom no ordinary bank would lend. Most of his customers - as they still are - were illiterate women, wanting to set up the smallest imaginable village enterprises. It was his conviction that this new system of 'micro-credit', lending even such small sums, would give such people the spark of initiative needed to pull themselves out of poverty. Today, Yunus's system of micro-credit is practised around the world in some.;Cover; Title page; Dedication; Epigraph; Contents; Acknowledgements; Illustrations; Foreword by H.R.H. The Prince of Wales; Author's Preface; PART I: BEGINNINGS 1940-76; 1 Jobra Village: from Textbook to Reality; 2 The World Bank, Washington, DC, November 1993; 3 20 Boxirhat Road, Chittagong; 4 Through the Viewfinder: Boyhood Passions; 5 Campus Years in the US, 1965-72; 6 Marriage and the War of Liberation, 1967-71; 7 Chittagong University, 1972-74; 8 Farming: the Three-Share Farm Experiment, 1974-76; 9 Banking: Climbing the Prison Walls of Collateral, 1976. Cover Title page Dedication Epigraph Contents Acknowledgements Illustrations Foreword by H.R.H. The Prince of Wales Author's Preface PART I: BEGINNINGS 1940-76 1 Jobra Village: from Textbook to Reality 2 The World Bank, Washington, DC, November 1993 3 20 Boxirhat Road, Chittagong 4 Through the Viewfinder: Boyhood Passions 5 Campus Years in the US, 1965-72 6 Marriage and the War of Liberation, 1967-71 7 Chittagong University, 1972-74 8 Farming: the Three-Share Farm Experiment, 1974-76 9 Banking: Climbing the Prison Walls of Collateral, 1976. PART II: EXPERIMENTAL PHASE 1976-7810 Why Lend to Women rather than to Men? 11 Reaching Women Borrowers 12 Women Bank Workers 13 The Delivery System: the Mechanics of Joining 14 The Repayment Mechanism: the World Upside Down 15 A Comparison with Conventional Banks 16 Grameen as an Experimental Branch of the Agricultural Bank, 1977-79 17 Eid-Ul Fitr, 1977 PART III: CREATION 1978-90 18 Taking our Time at the Start, 1979-83 19 Against the Mind-Set 20 Natural Disasters: Our Other Enemies 21 Training Grameen Staff 22 Birth of Grameen as a Separate Corporate Entity, 1982-83. 23 Full Independence of the Bank, 1985-90PART IV: REPLICATING THE GRAMEEN PRINCIPLE 24 International Replications 25 The US Urban Experience 26 The US Rural Experience PART V: PHILOSOPHY 27 Discovering Economics: the Social Consciousness-Driven Free Market 28 Self-Employment 29 What Role for Educating and Training the Poor? 30 On the Population Problem 31 Poverty: the Missing Issue in Economics PART VI: NEW HORIZONS 1990-97 Introduction 32 The Housing Loans: a Great Success Story 33 Health and Retirement 34 Grameen Check: Weavers are Back in Fashion. 35 Grameen Fisheries Foundation36 GrameenPhone: Technology for the Poor 37 The Grameen Trust: the People's Fund PART VII: A NEW WORLD 38 A World That Will Assist the Poorest 39 World Micro-Credit Summit: to Reach 100 million by the Year 2005 40 A Poverty-Free World: How and When? 41 What Would it be Like? Appendix I: A Look at the Balance Sheet Appendix II: Analysis of Some of the Most Popular Grameen Loans Appendix III: The Grameen Family of Companies How to Contact the Grameen Bank Endnotes Index About the Author Copyright. Muhammad Yunus set up the Grameen Bank in his home country of Bangladesh with a loan of just £17, to lend tiny amounts of money to the poorest of the poor - those to whom no ordinary bank would lend. Most of his customers - as they still are - were illiterate women, wanting to set up the smallest imaginable village enterprises. It was his conviction that this new system of 'micro-credit', lending even such small sums, would give such people the spark of initiative needed to pull themselves out of poverty. Today, Yunus's system of micro-credit is practised around the world in some 60 countries, including the US, Canada and France. His Grameen Bank is now a billion-pound business. It is acknowledged by world leaders and by the World Bank to be a fundamental weapon in the fight against poverty. Banker to the Poor is Yunus's enthralling story of how he did it: how the terrible famine in Bangladesh in 1974 focused his ideas on the need to enable its victims to grow more food; how he overcame the sceptics in many governments and among traditional economic thinking; and how he saw his micro-credit extended even outside the Third World into credit unions in the West. Such is the importance of his book that HRH the Prince of Wales has contributed a Foreword in which he hails 'a remarkable man [who] spoke the greatest good sense'. Muhammad Yunus set up the Grameen Bank in his home country of Bangladesh with a loan of just GBP17, to lend tiny amounts of money to the poorest of the poor - those to whom no ordinary bank would lend.